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Scarred by the 2008 Recession and COVID, 48% of Gen Z Frequently Shops at Discount Stores

Retail TouchPoints

As the oldest members of Gen Z move into their mid-20s and the youngest enter their teen years, personal finance concerns are high on their list of worries. Gen Z wants curation of services, retail stores and food and beverage experiences, since they often spend more on dining than shopping,” said Cegielski. “If

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Meet Gen Alpha, the kids and tweens already influencing purchase decisions

Inside Retail

At the time, the focus was on Generation Z, those born between 1995 and 2009. Today’s consumers are increasingly prioritising products and services that are simple and have the ability to be customised to their specific needs. This generation is being heard and is an empowered and involved voice in the consumer and advertising process.

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Digital Revolving Credit: A Potentially More Responsible Financing Option than BNPL

Retail TouchPoints

Digital revolving credit is an ecommerce financing option that allows users to instantly open a revolving line of credit in the shopping cart that can be used and reused repeatedly over a lifetime. This is in comparison to BNPL’s payment option, which finances individual purchases with separate fixed-term installment loans.

Finance 251
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Here’s Your Chance to Own a Restaurant in Paradise

Small Biz Trends

With almost 20 years in business, it is pre-qualified for an SBA 7(a) loan, with a 15% down payment, and a 10-year loan term. Established in 2009, it has strong historic earnings and a considerable revenue-generating business in the clinical laboratory space in New York/New Jersey. On-Site Car Wash Service.

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Stop. Here’s why you could be discriminating against your casual workers

Inside Retail

Hiring casuals may seem like a quick and convenient option to fill a void in the workplace, as the process has all the perks of reduced payroll admin, but with less risk of an unfair dismissal claim. Due to the nature of casual work, irregular payment for work and finances adds to the continual stress and anxiety. Not so fast.

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25 Cybersecurity Statistics Small Businesses Should Know

Small Biz Trends

Business leaders can expect more incidents of attack surface expansion, data security breaches, digital supply chain attacks, ransomware attacks, distributed denial-of-service (DDoS) attacks, identity theft, and remote code execution attacks than in the previous year if they don’t take proactive cybersecurity measures.

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How to Create a Cryptocurrency

Small Biz Trends

Bitcoin, the first and most well-known cryptocurrency, was created in 2009. The process is very complex and requires at least basic coding skills and an in-depth understanding of blockchain. There are also online services that will allow you to create a blockchain without any coding required. How to Make a Cryptocurrency.