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Scarred by the 2008 Recession and COVID, 48% of Gen Z Frequently Shops at Discount Stores

Retail TouchPoints

As the oldest members of Gen Z move into their mid-20s and the youngest enter their teen years, personal finance concerns are high on their list of worries. Source: ICSC Financial concerns also affect how Gen Z pays for things: 45% use debit cards, 21% prefer cash, and credit cards come in third at 17%.

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Meet Gen Alpha, the kids and tweens already influencing purchase decisions

Inside Retail

At the time, the focus was on Generation Z, those born between 1995 and 2009. Today’s consumers are increasingly prioritising products and services that are simple and have the ability to be customised to their specific needs. Yet, a new generation was about to begin. So, I conducted a survey on what the new label could be.

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Digital Revolving Credit: A Potentially More Responsible Financing Option than BNPL

Retail TouchPoints

Digital revolving credit is an ecommerce financing option that allows users to instantly open a revolving line of credit in the shopping cart that can be used and reused repeatedly over a lifetime. This is in comparison to BNPL’s payment option, which finances individual purchases with separate fixed-term installment loans.

Finance 268
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Here’s Your Chance to Own a Restaurant in Paradise

Small Biz Trends

If you want to invest in a small business that is already established, here are some businesses you should look at. With almost 20 years in business, it is pre-qualified for an SBA 7(a) loan, with a 15% down payment, and a 10-year loan term. On-Site Car Wash Service. READ MORE: How to Buy a Business. Sporting Goods Store.

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25 Cybersecurity Statistics Small Businesses Should Know

Small Biz Trends

Business leaders can expect more incidents of attack surface expansion, data security breaches, digital supply chain attacks, ransomware attacks, distributed denial-of-service (DDoS) attacks, identity theft, and remote code execution attacks than in the previous year if they don’t take proactive cybersecurity measures.

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How to Create a Cryptocurrency

Small Biz Trends

Bitcoin, the first and most well-known cryptocurrency, was created in 2009. If you’re thinking about starting your own brand of crypto, this guide will explain how to go about creating cryptocurrency transactions. ” let’s look at some methods of cryptocurrency creation. This can be a complex and costly process.