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Consumers and Merchants Should Look Before They Leap into BNPL Services

Retail TouchPoints

The economic fallout from the COVID-19 pandemic accelerated demand for buy now, pay later (BNPL) payment options. Research by The Ascent showed that among people who have used a BNPL service, 45% first did so in 2019, 21% first did so in 2020, and only 7% had used a BNPL service prior to 2015.

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Zilingo on the brink as loan recalled, financial advisor appointed

Inside Retail

Backed by investors including Sequoia Capital India and Singapore state investor Temasek, the seven-year-old Zilingo announced in April a probe into what it described as “matters”, and which sources have said refers to the company’s accounts. It provides logistics, financing and other services to factories and merchants.

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The Downfall of Sears, 5 Reasons Why it’s Struggling to Survive

Indigo 9 Digital

Consumers were finally given a way to access merchandise at much lower prices than what was available from nearby merchants. Trying to seamlessly integrate two different cultures, different systems and processes is hard for even the strongest of companies. It was a runaway success. His next wave of brilliant insight? Retail stores.

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The Profitability Challenge: Why SKU-Level Visibility Matters

Retail TouchPoints

My days as a merchant are long over, yet I remain a retailer at heart. It was a challenge in 2015, and it’s hard to believe this puzzle hasn’t been solved yet by some combination of tech, process and operating model advances. More than a third (35%) of SKUs drive zero incremental profitability. How should they be allocated?